Welfare and Socialism

Today there is a great debate over how much assistance should be given to people just by right. The main arguments go something like this;

“Can I get some help here so my kids don’t starve?”

“Work for it.”

“I work as much as humanly possible, my pay is too low.”

“Go to school to get a better job.”

“I cannot afford to go to school, I can’t even put food on the table.”

“I did it, why can’t you?”

And so it goes. Families that have both parents often find that they have more take-home pay if only one works, due to the expenses of child care. I cannot even begin to imagine how a single parent family is expected to do it.

As with most problems, I think that both sides have the best of intentions, and there is something that just doesn’t convey. I will try to do my best to represent both sides, but I know that it will probably become clear where I stand on this issue if it is not obvious already, and from my other posts.

This is an issue now because the pay that many workers receive does not allow them to maintain a basic standard of living. The national minimum wage is woefully inadequate to support even one person. In fact, many states have higher minimum wages, and many cities are even higher than that. According to citylab.com there is only one state that pays more than bare minimum for one person to get by on.

Many people’s first reaction is to tell the person working at this low wage that it is all their fault. They must have made bad choices in the past, and now they have to pay for that mistake. While some people may have had the opportunity to go to college, or join the military and chose not to, not everyone has that luxury. If your family needs money now, a kid, even still in high school, may need to work to help their family get by. This means that college gets put off until later, if ever. The military is a great option, provided that you meet the physical and mental health requirements. (Not to mention that some people choose not to join for political, religious, or ideological reasons.) There are many people who are in minimum wage jobs not because of their own errors, but because of the cards that life dealt to them.

But let’s imagine that we are talking about someone who had made the grade in high school, could have gone to college, but chose to put it off for whatever reason, a common enough scenario. In the meantime, they get a job and try to get a place. Now they are not living with mom and dad anymore, and they have a whole place to themselves that needs rent to be paid. This makes it very challenging to get together the necessities for school, especially if a second job is needed to pay the bills. While their is some financial assistance available, it is more challenging than getting that assistance straight out of school. (And many of these programs fall into that category of government aid that we are debating here anyway.) The question then becomes how long should they suffer for that one bad choice?

There is also the increasingly common scenario of someone who followed all the rules, they made good grades, went to school, got a degree, worked their own way through school with as little debt as possible. Now that they are out, no-one is hiring in their field. And when they do find an opening the competition is fierce. Employers have their pick, and usually will chose someone who offers not only the educational background, but experience as well. The question then arises, “How do I get experience if I can’t get hired because I have no experience?” In some industries, the answer has been internships, but, potentials for illegality aside, this is a system that does not work in all fields.

It is frightening when even getting a minimum wage job has the same pitfalls I just discussed. Increasingly I hear about people needed to go to two or even three interviews just to ‘flip burgers’! There are so many people actively looking for work, that employers can be, and are, very picky even for supposed ‘entry level’ jobs. If people did not have to work 2 or more jobs to get by, there would be more jobs to go around.

Having established that living itself can get in the way of trying to improve oneself, lets talk about that a bit. There is enough food in the world to feed every person on the planet, and plenty of housing for all homeless, at least in many ‘developed’ nations like the US and the UK. What gets in the way is not supply, but rather, means. In some cases creating the infrastructure to distribute food might take some time, but is within the realm of possibility. In the case of housing, the largest struggle is simply the legality of it.

There are many people who have ‘made it’, and proudly proclaim that they did it all without any government aid. That may be true, they did not file for need-based assistance programs. However, they certainly have benefited from for more socialist type of structure. The type that you don’t need to apply to use, it is available to all. Some examples of this would be public roadways, utilities, and emergency services. These things are generally agreed to be for the public good and are therefore made available to all. Parks and Community Centers are other great examples.

My question is, why are these things thought of as public rights, and the things that are considered human rights and even necessary for life, are things that must be paid for? I have no problem with money. Money is a fine way to distribute wealth and luxury goods. However I do not believe that anyone, no matter how lazy, should be denied basic necessities of life, or the internationally agreed upon human rights.

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Homeschool or Traditional School?

When I talk about the possibility of homeschooling my children, many people are skeptical. Stereotypically homeschoolers are anti-social religious zealots. But is that the reality? As with many stereotypes, there are people who meet that description, but many do not. I would venture to say that most homeschooled kids do not meet that description.

When looking up information on line I am having a difficult time finding any support at all of the stereotype. I like to have information from both sides, but it seems that the only people who find it worth talking about are either homeschoolers themselves or have some reason to be biased. The information that I am finding cite numerous studies that support the idea that homeschooled children are better socialized than children in traditional schools, and have an easier time getting into college. I would like to know more about these studies, and I wish that they had larger focus groups. I also would like to know how these students were found.

If the children for these studies were found in homeschool support groups, they are already part of the homeschooling community that actively engages in the community. Many of these kids are also active in other clubs and activities. I hesitate to trust the statistics completely because of this possible bias. It is possible that there is an unrepresented amount of children who are at home, isolated from people whose beliefs do not agree with their parents’, perhaps even homeschooled to avoid discovery of abuse. This is obviously a worse-case scenario, and I doubt that there are very many of these, but the scenario just points out how biased the studies may be.

So far this sounds like a real downer on homeschool, but that is far from being my intention. I simply want to point out a few holes in the research. All of that said, I would like to homeschool my children because I do believe that it can be beneficial. The key word is ‘can’. Because the parents are in charge, the parents have control over how homeschooling turns out.

Many homeschool parents choose to have their kids learn through the community, which means that they built relationships with people from all walks of life, in many different settings. This is the type of thing that traditional schools have great difficulty with. Students spend most of the day with children their own age, learning social skills from people who are no more skilled than they are. Once they get out of school, so much time is spent on homework, that doing anything outside of school is a great challenge. There are many studies out right now about the levels of stress on students, even in elementary schools.

The differences between how homeschoolers and traditional students spend their days has a huge impact on their social skills as well as their maturity and goals. Homeschool students have more time to pursue the things that interest them rather than only focusing on the things that are chosen for them. This gives them a greater sense of personal identity, and a love of learning. I believe that everyone is born innately curious about the world, but the way that schools have traditionally taught takes all the fun out of it and makes it a chore. While homeschoolers may gain more in the way of study skills, I believe that it is this love of learning that contributes more to their success after school.

Many people who think that homeschool is a good thing, but don’t want to deprive their children of some part of the school experience, be that the rites of passage like prom, or the perceived social benefits, decide to supplement traditional school with home based education or outings. That is a great idea, and I wish that more people would do that. There is one flaw, however; doing this does not give all of the benefits of homeschool and traditional school together. You end up with all of the ups and downs of the school environment and end up with very little time to spend on this type of enrichment. When it is possible, it can help to negate some of the negative associations that students can get to learning, and give them access to more information, which is certainly better than nothing. Many people though choose to homeschool not because of the perceived benefits, but to avoid the common downfalls of schools.

Schools foster a very specific type of social outlook. Students are pressured to fit in, which makes it more difficult for them to ‘find themselves’. This is supposed to happen during the growing up period, but in our culture there is a struggle for people as they leave school and adjust to the real world, only to find that the person they were trying so hard to be has no place in that world, and they don’t know who they are underneath that. Homeschoolers on the other hand, never experience that massive peer pressure and, provided that their parents allowed them freedom, they already have all of that figured out, which gives them a head start in their post-school lives.

Teachers in traditional schools can try their best to study things that their students are interested in, and to share their own passions, but despite this, much of the time students are studying things that they have little interest in. Not all students are interested in the same things, and it is impossible to cover everyone, someone will be interested in everything, another student may find that his interests are never discussed.

What are some other reasons that parents choose to homeschool? In general it is to have more control over the things that your kids learn. This can be behaviors (bullying, maturity, study skills), ways of thinking (religion, tolerance), or really anything. There are some things that kids can learn in public school that they do not want their kids learning, whether that is evolution or intolerance of others, homeschool allows parents to teach their children what they want, for better or worse.

Many of the benefits that I see to homeschooling are really just logic, whether or not the studies are trustworthy, one can see that spending time with many different people means learning to communicate effectively with different types of people. It makes sense that if you are able to study the things that you love, you will love learning. But this does bring up a conundrum. How do you teach the things that a child needs in life but has no interest in?

That really depends. To me it seems that in order to be well-rounded, you do not need a high-school level education in every subject. More important than certain subjects is the ability to acquire information. First up is reading – this one is easy – let the kid read about things they find interesting. My mother is a librarian at a middle school. Every year she meets many students who tell her that they do not like reading. So she asks them what they are interested in and sends them to that area, or suggests something they might like. Even if that ‘I don’t like to read’ idea does not go away, they usually leave with a book or two and will come back – even if it means sneaking away from their friends to do it.

Study skills, like learning about quality sources, looking for differing opinions, and different ways to present the information (formal presentation, written paper, power point etc.) can all be taught, like reading, in the context of any material the child is interested in.

It is not so much the material that we need to know in today’s society, but the skills we use to acquire information and interact with the world. If you are not an engineer, math is only so helpful your day to day life. But you do need those basics. And those basics can be taught in fun ways. I will not even try to delve into that here, just run a search on ‘hands on math’ and you will find hundreds of ideas, even into middle school level.

In the interest of understanding quality sources, I would also put learning the scientific method in the category of life skills. Many people seem to misunderstand what science is. Science is not a collection of infallible facts, it is a system of best-guesses. Science gives us a way to consistently improve our understanding of the world by providing a framework with which to come up with new ideas and narrow the possibilities nearer and nearer ‘the truth’. All with the understanding that we will probably never know the full truth.

Beyond that, education can largely be child-led. As much as I think that people need to understand history, this is more about learning about cause and effect. The people who make decisions need to be well versed in the past so that they can use that to make informed decisions. That said, if history is taught in fun ways, and focusing on a child’s interests, everyone should be able to find some sort of history to teach. After all history is just a collection of true stories, and what child does not like hearing stories.

The other thing that I would like people to have more knowledge of in general is different religion. There is a great emphasis on learning one’s own religion, and I think that is fine, but in order to have an understanding of others, we need to understand a little about their beliefs. I understand that this may not fit into everyone’s interests, but as a protection against the dangers of acting on a misunderstanding, if the lessons of forming an opinion only after doing research, which can be taught with any subject matter, I think that the worst aspects of ignorance on this can be negated.

So homeschool or traditional school? That decision rests largely on the type of people the parents are. If they will use homeschool to isolate and indoctrinate their children, I do not believe that is good for the children or society, but if homeschool will be used to give the children the opportunity to learn to love learning, and find their place in the world then if you can do it, go for it!

That said, from a practical perspective, how do you make it work? Unfortunately, no matter how much the parents might be amazing teachers, or might benefit their children, if they cannot afford to have one parent stay home with the kids, homeschooling is usually not an option. Some people might be able to find a way to have each parent work opposite schedules, or have the child in the care of others for some of the time. This takes a very large commitment, and often rests on a delicate balance.

Homeschool can be an amazing experience, and that I wish everyone could have, but not all parents are suited for it, and even more cannot fit it into their lives. It is unfair that something that has so much potential is only an option for so few. It is also unfair that the stereotypes may prevent people from ever trying something that could be so beneficial.

 

Renewable Energy

Hey America! Fossil Fuel is not the answer. Even Nuclear Power is unnecessary. Let’s set aside the debate over whether or not global climate change is happening or if it caused by man. It does not matter. There are enough reasons to stop using fossil fuels without that.

The argument about the technology not being ready has been made since the 1970s. The technology is there now. We have the ability. Yes, batteries are still the weak point, but there are very promising possibilities there too (Tesla) (Hydrogen). The potential energy that is out there is astonishing. The power from the sun alone provides more than we need.

Many countries are making great headway towards completely eliminating the use of fossil fuels (Germany) (Austria) (China). If this is possible so quickly after starting down this road, why is America vowing only to reduce our output by a small percentage over the next several decades? Those in power are making this seem like it is an incredibly difficult goal to attain and is going to make a huge difference.

The only reason that this is challenging is because of the power that the existing structure has to prevent any change. Our current model is to the benefit of a few who will pay a lot of money to keep it the way it is.

What about the other objections people raise? One of the strangest to me is that the technology is not nice to look at. For one thing, what is more important? The future of the planet or the color of your roof? Another thing, the methods of getting fossil fuels are a lot less pretty. solar_vs_fossil_fuels

Ok, so you don’t want solar panels or wind turbines in your backyard and you are willing to pay for the line loss. There are other possibilities too.

Or you could just use your clear windows! There are many projects out there, big and small.

In fact keeping energy production closer to home can solve lots of problems. As far as I can tell the main reason that we are currently using large wind and solar farms rather than investing more in at-home systems is because the power companies still get their cut this way.

Ok, what about those job losses we hear so much about? Renewables create more jobs than it replaces.

A few more arguments that are worth discussing.

Ok, so this is more like a list of outside info than a real post, but seriously, the information is out there. I don’t need to repeat it.

Kindness

I am a kind person, I do my best. In the face of the evils of the world I genuinely believe that we need more kind people. There are so many people in the world who need that kindness.

At other hotels, where less than once a year someone would come in just to be indoors, I would let them spend some time in the lobby to warm up, maybe have some coffee. It wasn’t a problem. I met some very interesting people doing this, but not once was I frightened by them, or felt like I was being scammed.

More so at my current job than at any other I have people coming in and asking for help with things. Since it is a hotel, it’s usually a room. I am willing to work with them as much as possible within regulations. I have called over a dozen churches in the area to see if any one of them could help a homeless woman get out of the cold for a night. None of them serve that function.

I let people use the computer to make a reservation, but the other day it was on a bad card and they had an elaborate facade of getting someone else to pay for the room. I know they are locals and I have to add them to my mental list of people I cannot trust. *Since initially writing this, one of the women returned and did have someone to pay for the room. I was obviously skeptical, and made her wait outside, but everything is sorted out. I kinda needed that to restore a bit of faith in humanity*

People come in and try to eat the condiments that are left out for breakfast and drink the coffee. I know that if they need to do this there is a reason, but I also know that if I let them, not only will they be back, but so will others. Once a year for someone passing through town is very different than every day for several locals.

Over and over again I am reminded of why people are unkind to others. We have had people use counterfeit money. People smoke in the rooms several times a week, even though we are a non-smoking hotel. We charge $250 cleaning fee, and the same people return, thinking they will get away with it this time. I have had many people use elaborate stories to buy time in the lobby for different reasons. Many of these stories end up screwing the hotel. I have had many people try to scam us.

While I am kind, I am not stupid. One woman stayed in the lobby for more than 8 hours trying to get hotels.com to get her reservation straight. I did what I could to help her, but of course I could not let her into a room without payment. When I left, I told the next shift to make sure that the hotel received payment before giving her a key. The next day I found out that the girl had just checked in the woman with no payment. At the time I thought that the woman was genuine and had gotten lucky with the other girl. A few months later the same woman came back with the same story.

I find myself more and more skeptical of people, and it hurts. I do find that my instincts are usually right, but I often choose to be kind until I know for sure. I probably end up with more problems as a result, but I hope that by doing so, I can help more people who truly need it. I know that when people see my kindness they know that they can push the limits more, and that is not good for me, or the business I represent.maxresdefault

I do my best to thin out those who are up to no good from those who are genuine. For every bogus story that I hear, I have heard the story in truth once before. I know that there is a fine line between doing things because they need to be done and needing something done and using excuses. Even the people who try these simple scams do it for a reason. Something about the world has made them think that either they need to lie to get what they need or that lying gets them better results. I will tell you that lying is not serving them better than telling the truth. These people get kicked out of here and other businesses a lot. They need a way to get what they need without the lies. I need a legitimate place to send people who are in this predicament. I hate having no recourse but sending them back on the street. I hate that being kind means being taken advantage of. I hate that the media has made these people into monsters.

I have lots of ideas that might help, but they all need a source of funding. Most are the thoughts of an idealist that rely on the idea of ‘Pay it Forward’ actually working. I know that it has worked in some industries, but I am still skeptical about it working as an economic model on a large scale or over the long-term.

In the end, I am more willing to do what I can to find someone a job than to give them money. I could provide the homeless with an address, a haircut, a shower, photo id, and a reference. I would even like to provide temporary housing until they could get on their feet again, maybe job training too. The job market does not look kindly on long-term unemployment and this would likely by where my idea falls apart. In theory, once the person was able to move out they would, and would re-pay us over time. I do think that treating it as credit would result in more of these people disappearing before we were able to collect anything from them, whereas allowing them to donate to us to help another person in the future would work better.

give-a-man-a-fish-and

Work & Money

Why do we work? – To earn money.

Why do we need money? – To pay for things we need and want. It seems like a simple system. But this country produces enough food and has plenty of homes for everyone.

Why don’t we meet everyone’s basic needs? – Because it takes money to pay for them. People who work feel like if they need to work for these things it would be unfair to hand them out. And it would be.

What keeps people from working? – This is a very complicated question, with many answers.

  • No-one is hiring – There are more people available to work than there are jobs available.
  • Long-term unemployment – The longer you go without a job for any of these other reasons it becomes more and more difficult to get back into the job market.
  • Housing – It is difficult to get a job without a physical address, which means that once you are homeless, you have no way to get into the workforce.
  • Family – This can mean a lot of things;
  1. Childcare would take all of your income and so it is more efficient to not work.
  2. For some people having a stay at home parent is more important than having any extra income work would provide.
  3. Some people believe in the traditional family where women stay home.
  • Job hunting – Job hunting is the least rewarding job out there. Long hours, no pay and no guarantee of success.

If we take all of this together we can make some interesting discoveries. If every person able to work in the US did work, each person would only have to work 20 hours to get the same total amount of work accomplished.

(Using numbers from 2012 for continuity)

1789 work hours per year per worker (full and part time)

52 weeks per year

1789/52.1429=34.5

34.5 work hours per week per worker

145,355,800 workers

34.5*145355800=5,014,775,100

5,014,775,100 work hours per week

243,284,000 total population eligible to work

5014775100/243284000=20.5 work hours per week per eligible worker

What keeps us from working this little? – Employers would have to pay each employee enough to live on in order for this to work. This means paying more employees each the same amount as current employees, even though each employee does little more than half as much work. (Currently doubling the minimum wage would barely get employees to a living wage for working 40 hours, depending on where you live, so this would necessitate nearly quadrupling the minimum wage to allow living on a 20 hour work week.)

Is there another way to make this possible? – The easy answer is to have government supply all necessities; food, housing, healthcare etc. This would also necessitate higher taxes. Until the haves are willing to assist in supporting the have-nots, this will not be a self-supporting system without higher pay as well.

Money is a tool created by man to assist in transactions. Nothing more. Many societies have existed without money. Because money is what is getting in our way in our what ifs; What if we eliminated money? – There are a lot of consequences to this action. First and foremost problem would be creating an initiative for people to do the work that needs to be done. For this I see many solutions.

  • Get rid of boring jobs – Wait what?! All of these calculations are done based on the amount of work that needs to get done in order for society to function, right? Kind of. All of these calculations are done based on the amount of work that needs to get done in order for our CURRENT society to run. There are many jobs that could be eliminated by automation. In our current society that is frightening to many people, because the machines would take their job and deprive them of what they need to support their family. If the necessities are taken care of, the only thing that automation would do is cut down on that total amount of work needed. Suddenly automation is helpful.
  • Cut down on the required work hours – Already we have touched on this a bit, but there is more to be done! Without money, entire sections of the job industry become irrelevant. Banking, Accountants, Financial Advisors, Lenders, Wall Street, Investors, Marketing, the list goes on.
  • Cut down on the required labor – This may seem redundant, but stick with me. Our society today runs on ‘new’. But if we were able to shift the consciousness to ‘reusable’ we would cut down on a huge part of manufacturing. It is far easier to clean and sterilize a glass bottle than to create more, even from recycled materials. If the stigma surrounding buying used clothes and furnishings were not an issue, and products were designed to last, rather than to be discarded, another sector of manufacturing gets pruned down.
  • Let people work at what interests them – The remaining jobs after the first three on this list are mostly going to be based in agriculture, creative endeavors, and research. These are the types of things that some people think of as hobbies. And if they are required to only do 20 hours or less per week of it, that is very manageable.

While having an accountability structure would probably still be necessary, I will leave those ideas for another day.

 

Update – One City Fixed Homelessness

 

 

 

Donald Trump as President

At first I thought this post would say something like, ‘Ok, the joke is up, it’s not funny anymore.” But it is way past that point. I am truly terrified about this. At first it was just as an idle ‘what if,’ but the polling numbers make this a real possibility.

facebook page supporting Bernie Sanders posted a question, ‘What worries you about Donald Trump being president?’ I found that my answer was far too long for a response in the comments.

Entitlement – It started with Trump’s 1% attitude. He thinks that he got himself where he is today. As I have said before, I don’t really believe that is how capitalism works. Our economy does not get people where they belong based on work or ethics, but primarily on family wealth and/or unscrupulous behavior. This is shown with his ‘small $1 million dollar loan’. Little does he realize that this is more money than most Americans will even handle in their lifetime.

Trump feels that he is the best. His success has given him the idea that he can do whatever he wants. And the US legal system supports that. The fact that he has declared bankruptcy makes him feel that he has seen the worst. And the fact that he came back stronger makes him believe that he is even stronger than an ordinary millionaire. He thinks that he is so infallible that no matter what he does he will succeed.

As someone who already benefits from the elaborate protections the wealthy have on their money, Trump is likely to keep those and create more. All of these protections are damaging for those who cannot take advantage of them. For every penny that they keep is a penny out of circulation. Each penny is another one that will not be paid to the hard-working employees to buy food. In the end, each penny they hoard is a penny they don’t have to steal a second time.

Cruel – The television show, The Apprentice, is known for Trump’s coldhearted treatment of the contestants. While one could hope this was just for sensationalism, it is precisely that sensation that propelled him to where he is today. It is that attitude that has earned him fans. Having anyone in charge who thinks that people are disposable is a recipe for disaster. I doubt the people who work for him are treated very well. And these people we see on the show have been mentored by him, sometimes for several weeks. Even that does not help him to show any sympathy. What can we expect him to feel for people he has never even seen?

Bigot – Trump has gained his thunder through cruelty in general, but now he is directing it. He knows that he needs certain individuals to support him, and is directing their existing fears and prejudices to his advantage. His hate speech is terrifying to me. We forget that Hitler did not round up everyone he disliked at once, he started small and gradually worked his way up as fewer and fewer groups were there to protect one another. This is one of the reasons that we must protect other people’s freedoms as well as our own. American history that I grew up learning was a consistent progression of gaining equality and rights for the disenfranchised, but within my lifetime we have gone back centuries when it comes to this progress. Trump is even more overt about it than Bush.

Followers – The most terrifying thing to me is not that there is someone in the world like this. I know they exist. The fact that he has power is frightening, but what scares me the most is that people follow him. He has supporters who believe the outrageous claims. He is working them up to a fever pitch, allowing people who were considered ‘fringe’ before for their radical views to come into the limelight. This is the Tea Party, but perhaps even more extreme. This is dangerous.

 

Fear & Trust

Once upon a time people knew everyone they came into contact with on a regular basis. When a stranger came to town everyone knew about it and was full of curiosity. That stranger was alienated by a sense of otherness, and could cause problems, but they were so outnumbered by the locals that it was not likely.

As cities grew larger people grew into small groups of trust, and people who were up to no good had the ability to blend in and hide. Bandits could come into town, work their mischief and leave as quickly as they had arrived. On the other side, locals could scam people, but if they tried to scam other locals they would probably be caught, and so most choose to prey on people passing through town or skip the scam and go the sneakier burglary  /pickpocket route.

As transportation has become easier, strangers are more common, and are largely ignored. In large cities no-one even knows who is local and who is not. Small towns seem to exist largely due to the tourism industry, and so strangers are just a part of everyday life.

Most people have just accepted this status quo of not knowing who is nearby. We routinely lock our homes and automobiles, women carry pepper spray to protect themselves, and we choose to live under the watchful eye of video surveillance systems to keep others in check.

Why do we, especially Americans, do this? We have been told so many times that the world is out to get us that we believe it. On the news we hear stories about people who were trusted with something taking advantage of, or just generally not deserving that trust. We hear stories of the time that a child was left in the day care’s van after a field trip and left to die, we hear stories of people’s lives being torn apart as the result of a burglary, and we hear about people being massacred on a public street. These are terrible things, and we should be aware of them.

The problem is that these are the only stories we hear. We do not get to hear the stories about a nurse who spends her time off the clock reading to coma patients, we do not hear the stories about the homeless man who picks up garbage in the neighborhood for free every day, or the bank manager who knowingly sets his own wages less than his employees and sets raises based on personal situations rather than work ethic.

We have been conditioned to think the worst of everyone around us. Fear is used for advertising everything from mouth wash to legal policies. It is also perpetuated by laws that hold the homeowner responsible for injuries on their property, even when the person is not supposed to be there. Many tales have been told of robbers who successfully sued the homeowner for injury, even if the robber themselves broke the window that injured them. In some countries homeowners insurance covers break-ins even if the front door was unlocked.

So how can we trust anyone? The short answer is we can’t. But as social beings who need human interaction, we balance risk and reward. We go to school, work, shopping malls, etc even though we know about the massacres that have happened in these places. Our experience tells us that these are very rare, and we take that risk. In fact we scorn the people unwilling to take that risk as insane.

As we meet people and make new friends we do develop a level of trust, but deep down we know that there is no way to know what they do behind our backs. This is part of what causes so many paternity suits and why we have structures built up to keep businesses accountable.

Today a movement known as the ‘sharing economy’ has been making an appearance. This is still largely a fringe movement, but some things have become mainstream, like eBay. In the beginning this was a very risky way to purchase or sell things. The product might not be what was advertised, or even exist at all. The payment may never arrive, and the seller had no recourse. Policies have been enacted since then that hold both parties responsible and protect them from the possibility of things going wrong.

Craigslist is still very basic. When using craigslist the risk is still a part of the user experience and something to be wary of. The company has published tips on how each party can protect themselves, but does not vet participants in any way, no reviews, or much in the way of account creation. They have chosen to welcome newcomers as equals rather than to embrace those who are in it for the long haul.

Both of these examples are largely just a way to facilitate a single transaction. Craigslist encourages in person exchanges, while eBay requires no face-to-face interaction. Other examples of this ‘sharing economy’ are just coming into the market. These range from renting out rooms in your home to hooking up for the evening or going out to eat at an aspiring chef’s home. These examples have followed eBay’s example to assist the users in trusting the other party. This allows participants a way to engage in activities that would normally be considered very risky with less fear. That is good thing, but some have also been accused of deleting negative reviews in the hopes of creating a positive public perception. There is also the issue of being held accountable for those reviews and not wanting to criticize a nice person.

I see this movement as a good thing as a whole. We need to find a way to trust again. Even if that trust is supported by a business structure. Anyone who has walked down a public street in New York knows that of the thousands of people we may come into contact with on a given day, we avoid 99% of them. Even those we do interact with, like cashiers, we cannot fully trust.

This is also a great way for people with similar interests to meet up and make friends. Even something as mundane as ride-sharing can lead to a lifelong friendship, especially if both parties are put at ease enough to open up.

As someone who works in customer service, I also see the potential, if this type of economy really took off, of the weeding out of the bad apples leading to public businesses, who have no way to review guests, having to deal with only those left out of the sharing economy. This means that since businesses are the only ones held accountable , they are forced to stretch themselves more and more to accommodate, and keep happy, worse and worse customers.

But is that really a bad thing? I could replace my income by renting out rooms and giving people rides, so long as I was a trustworthy person. I could use those services from other trustworthy people, creating a parallel, better, more transparent, economy. This would encourage people to be trustworthy, and so able to use this economy where people share the things that they value, adding value to the economy as a whole, without the need for more products. The economy of those who are deemed unworthy would be unsustainable, and self-punish those forced to use it. I honestly believe that most people are good. Even more so when being bad is not rewarded.

By supporting people who share only what they personally have, rather than those who have more than they need, this also creates a more equitable system. It could return the balance of power to the individual instead of the corporation, but only if you trust the corporation to properly vet the individuals.