Welfare and Socialism

Today there is a great debate over how much assistance should be given to people just by right. The main arguments go something like this;

“Can I get some help here so my kids don’t starve?”

“Work for it.”

“I work as much as humanly possible, my pay is too low.”

“Go to school to get a better job.”

“I cannot afford to go to school, I can’t even put food on the table.”

“I did it, why can’t you?”

And so it goes. Families that have both parents often find that they have more take-home pay if only one works, due to the expenses of child care. I cannot even begin to imagine how a single parent family is expected to do it.

As with most problems, I think that both sides have the best of intentions, and there is something that just doesn’t convey. I will try to do my best to represent both sides, but I know that it will probably become clear where I stand on this issue if it is not obvious already, and from my other posts.

This is an issue now because the pay that many workers receive does not allow them to maintain a basic standard of living. The national minimum wage is woefully inadequate to support even one person. In fact, many states have higher minimum wages, and many cities are even higher than that. According to citylab.com there is only one state that pays more than bare minimum for one person to get by on.

Many people’s first reaction is to tell the person working at this low wage that it is all their fault. They must have made bad choices in the past, and now they have to pay for that mistake. While some people may have had the opportunity to go to college, or join the military and chose not to, not everyone has that luxury. If your family needs money now, a kid, even still in high school, may need to work to help their family get by. This means that college gets put off until later, if ever. The military is a great option, provided that you meet the physical and mental health requirements. (Not to mention that some people choose not to join for political, religious, or ideological reasons.) There are many people who are in minimum wage jobs not because of their own errors, but because of the cards that life dealt to them.

But let’s imagine that we are talking about someone who had made the grade in high school, could have gone to college, but chose to put it off for whatever reason, a common enough scenario. In the meantime, they get a job and try to get a place. Now they are not living with mom and dad anymore, and they have a whole place to themselves that needs rent to be paid. This makes it very challenging to get together the necessities for school, especially if a second job is needed to pay the bills. While their is some financial assistance available, it is more challenging than getting that assistance straight out of school. (And many of these programs fall into that category of government aid that we are debating here anyway.) The question then becomes how long should they suffer for that one bad choice?

There is also the increasingly common scenario of someone who followed all the rules, they made good grades, went to school, got a degree, worked their own way through school with as little debt as possible. Now that they are out, no-one is hiring in their field. And when they do find an opening the competition is fierce. Employers have their pick, and usually will chose someone who offers not only the educational background, but experience as well. The question then arises, “How do I get experience if I can’t get hired because I have no experience?” In some industries, the answer has been internships, but, potentials for illegality aside, this is a system that does not work in all fields.

It is frightening when even getting a minimum wage job has the same pitfalls I just discussed. Increasingly I hear about people needed to go to two or even three interviews just to ‘flip burgers’! There are so many people actively looking for work, that employers can be, and are, very picky even for supposed ‘entry level’ jobs. If people did not have to work 2 or more jobs to get by, there would be more jobs to go around.

Having established that living itself can get in the way of trying to improve oneself, lets talk about that a bit. There is enough food in the world to feed every person on the planet, and plenty of housing for all homeless, at least in many ‘developed’ nations like the US and the UK. What gets in the way is not supply, but rather, means. In some cases creating the infrastructure to distribute food might take some time, but is within the realm of possibility. In the case of housing, the largest struggle is simply the legality of it.

There are many people who have ‘made it’, and proudly proclaim that they did it all without any government aid. That may be true, they did not file for need-based assistance programs. However, they certainly have benefited from for more socialist type of structure. The type that you don’t need to apply to use, it is available to all. Some examples of this would be public roadways, utilities, and emergency services. These things are generally agreed to be for the public good and are therefore made available to all. Parks and Community Centers are other great examples.

My question is, why are these things thought of as public rights, and the things that are considered human rights and even necessary for life, are things that must be paid for? I have no problem with money. Money is a fine way to distribute wealth and luxury goods. However I do not believe that anyone, no matter how lazy, should be denied basic necessities of life, or the internationally agreed upon human rights.

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Chapter 17 (WIP)- Where Do We Go From Here?

Still amazed by what he was learning, Rodney stood up. “Jessica, what would you like to see next?”

“I’m not sure. There is so much to see, and I’m still not quite 100%. What is nearby?”

“Well, most of what you wanted to see is pretty close. Let’s save the vehicles until you want to venture out a bit more. So how about we check out some of that automation?”

“That sounds good. Since we are thinking about food, maybe we should start there.”

Rodney thought for a minute. “The transport is by vehicle, so that can wait. And preparation, well I’m not sure you ready for that.” He paused. “Why not? I can tell you about some of the infrastructure on the way.”

Jessica stood up to follow. “I know, most of our infrastructure is automated too, but people have to maintain it, don’t they?”

“Everything has sensors and routine maintenance is done by specialized robots. Initially building those and the sustainability overhaul took a lot of labor, but now it basically runs itself.”

Jessica thought for a moment, “I know I don’t know a whole lot about how modern life runs, but I’m pretty sure that in my world no one has bothered with a ‘sustainability overhaul.’ Is that just to make it something that allows it to be run by robots, or does it have to do with the environment?”

“Well, yes it got set up for the robots, but it was primarily because of the environmental damage we were doing before.

“For instance, to replace old fuels, the windows and sidewalks collect energy from the sun. The roads were replaced with parks like this one. It’s not really my field, so I couldn’t tell you all the things they do. I know they are more pleasant and clean up something that would have wreaked havoc on the world.”

“That must have been expensive!” Jessica exclaimed before she realized how illogical her comment was here. “But I guess that is kind of a non issue here, as long as people are willing to do the work.”

“The people who did that work knew that as soon as it was done everyone would have less work, most were passionate about the benefits. Some needed the hours for something they wanted. The more things that people don’t really want to do gets taken over by machine, the more that people get to do the work they love.”

“That’s really awesome that people here were able to get together in time to do something before the world starts going all to hell. Where I’m from, the people who are in a position to orchestrate something like that refuse, and tell everyone else that it’s not happening.”
Rodney was confused, but that quickly became concern. “Why would they do that? And how would people let anyone who would do that get into a position of power?”

Jessica started explaining about elections and loyalties and disheartened people and betrayal, before she stopped and just said, “Money”.

Rodney wanted to ask why people would put up with a system that caused so many problems, but he could see that Jessica was wondering the same thing. And his confusion was no match for her frustration.

They walked in silence for awhile, before Jessica stopped. ” Can I tell you something?”
Rodney was encouraged by her trust. “Sure, what is it?”

Jessica took a moment to figure out how to say what was on her mind. “I have been frustrated for a long time by the way things work in my world. This place seems to have all the solutions.” She paused for a chuckle, “Which might be why it seems like a dream.” She became serious again. “In my world I work all night long, every night of the week, just to have a roof over my head and food on my table. My boss won’t pay more than they have to, I have no time to look for a better job. Then one night a kid comes in to steal money and shot my coworker. Now I have not been working for awhile to recover. I don’t know how I will pay my bills. And on top of that I spent some of that time in the hospital. Each hour there costs more than I make in a whole night. I am beginning to wonder if I am making up this world as a coping mechanism. Each time I am here, it feels more real than the last time. Sometimes I think I am going crazy.”

Rodney took Jessica’s hands. “Do you feel this? Is this real?”

“It feels real. But how—”

“Never mind how. Never mind what other people think of it. You are here right now. Maybe you are only here in spirit, but does that make your experience of it any less real?”
Jessica was beginning to cry. No matter how many times she thought that she had released her stress and anxiety, it kept creeping back. She looked at Rodney, who lifted up her face to look at him.

“It’s alright. You will be taken care of here.”

Jessica sobbed, “But it is there that I am worried about.” Rodney gave Jessica a great big hug.

“I know I can’t help with there in any way but through your mind. How about we fill your mind with solutions, and try to find a way for you to make a real difference back home.”
Jessica pulled back and looked at Rodney. She was beginning to trust him, in spite of the strangeness of this place, these people, and his own persistence. “Thank you.”

Millennials

I am coming to terms with the realization that I am a part of the ‘Millennial’ generation. I had been under the impression that this was a group that was a few years younger than me, but from what I gather, I am actually right in the thick of it.

Why did I have that impression? Probably because I do not associate myself with the stereotypes. OK, yes it is stereotypes, and I know how much worth to put into those, but forgive me for not wanting to be grouped with people who are considered ‘entitled’, ‘lazy’ and ‘narcissistic’. I know that, like most stereotypes, this describes only a small percentage of my generation, but you know how it goes, the bad apples ruin it for everyone.

I have actually been having a hard time finding someone to tell me, or anything online, that actually sums up ‘the quintessential millennial’. I keep finding things on ‘how to market to millennials’, which, now that I think about it, really does sum up how many people of my generation think of themselves.

We are a generation who has been molded by marketing. I know that this is true of other generations too, but I think that it is very obvious with people my age. We are obsessed with physical beauty. Any small imperfection that people find in themselves they tend to latch on to. That said, there has been a lot of push back against this lately. Women especially are learning to fight back and to be proud of who they are without bowing to the ideals that are being pushed on them by the media. Men are having a harder time, I think that it partly because the media has less specific standards to be met, but instead reinforces ‘what it is to be a man’. Stepping outside of those confines is also more socially unacceptable for men. Women are allowed to do masculine things, but men are not really allowed to do girly things.

We are a generation that was raised in a time of great prosperity in this country. We were raised with the expectation that growth would continue, and the world would keep getting better. People would continue making gains with regards to equality, income would continue to rise (not that they really compared it to inflation), if anyone paid attention to the problems of global climate change, they saw that more people were making strides to conserve, for whatever reasons. We were promised that if we did well in school, and got a degree we would be set for life. It didn’t even matter what the degree was in, as long as we had one we would have an easy time finding any job. All in all, the world was a very promising place.

Then, just as we were finding our place in the world, everything changed. With 9/11 we were told that America was the victim in a religious war, and certain people became ‘the enemy’. Suddenly we were told to be afraid all the time, of anyone who was not like us. The government created a way to not only keep a pulse on the fear of the nation, but to control it. Soon the economy fell. My generation was in various stages of starting their careers, some people were looking for a first job, others were just getting out of college.

This is when people really started to get disillusioned. Right now, a college graduate has, on average, tens of thousands of dollars of student loans. We were told that loans were the way to go. We have to build our credit, and once we graduate, our job will easily cover the bills, no problem. Now, where is that field of jobs, ripe for the picking? It does not exist. People who lost their retirement are not going to leave their jobs, so no jobs are opening up. Companies are more careful about how many people they need, and more picky about who they hire. All of the people who were laid off in the aftermath of the crash are out there looking for jobs too. And they have experience on their side, and on their resume. That is not to say they have it easy, no-one is hiring, and the longer you are out of work, the harder it is to get a job.

So now people without a job do not have the luxury of finding the right job, they have to take what they can get. In my case, as for many others, this means a job that starts at minimum wage. I am lucky that this company actually does raises, but most do not. I am lucky that I am making enough to get by, but many others do not. They need government assistance just to make ends meet. The requirements that they must meet in order to continue receiving assistance are already enough to show that these people are not just lazy, as they have been made out to be by the media. In order to qualify for many, they must have, or be actively looking for, a job. Many of the people on these programs have more than one job.

While I may qualify for some of these programs, I have not chosen to take advantage of them. Partially due to the stigma associated with them, and partly due to the trap they often catch people in. In order to qualify, certain income levels must be maintained, but if you make more than that number, the amount of benefits you lose far outweighs the gained income. I am lucky enough to still be able to make this choice, although luck is the only reason. Sometimes things happen in life that cannot be planned for. Sometimes those things turn out okay, sometimes they don’t. Sometimes, even if you have a backup plan, it cannot cover the realities of life. And once that plan gets used up, it just takes one more case of bad luck.

My generation may act entitled, but I guess that is what happens when we are promised the world and then the rug gets pulled out from under our feet. We are being judged by the people who reaped the benefits of that golden age. They do not understand why we are struggling so much, and they think it must be because we are lazy. We have been told all of our lives that if we are just that much better, that much prettier, that much stronger, we will succeed. So is it any wonder that people latch on to these things as the things that will make them happier?

Please, stop blaming us for the economy falling apart, we were handed a broken plate and expected to return a meal on a silver platter. Please, stop telling us that our failure to thrive is our fault. Please, stop telling us that it is our own fault that we are struggling. I am not blaming you, I am just telling you how it is for us.

 

Happiness

They say that being happy comes from enjoying what you have and living in the moment. I believe that, and I try my best. Overall, I am very happy. But this is a lot easier when I ignore what is going on in the real world.

The problem is that ignoring bad things allows them to continue. Some people say that the problem is that I care too much. That may be true, but I know that if we allow bad things to happen, it will affect us down the line. If by acting now I can help prevent that, I will act now.

I keep running into the problem that so many bad things are going on in the world that I cannot really be active enough in any one thing. Especially since I am a parent and I work full-time. This frustration that I have is probably part of the reason that so much of what I post are merely rants. I know full well that I am not adding anything meaningful to the debates. I just feel the need to DO SOMETHING.

I sign petitions, but so many of them ask for money after you ‘sign’ that I don’t even know if it gets counted unless I donate. I am not a bottomless pit, and I cannot donate to every worthy cause I come across.

Kindness

I am a kind person, I do my best. In the face of the evils of the world I genuinely believe that we need more kind people. There are so many people in the world who need that kindness.

At other hotels, where less than once a year someone would come in just to be indoors, I would let them spend some time in the lobby to warm up, maybe have some coffee. It wasn’t a problem. I met some very interesting people doing this, but not once was I frightened by them, or felt like I was being scammed.

More so at my current job than at any other I have people coming in and asking for help with things. Since it is a hotel, it’s usually a room. I am willing to work with them as much as possible within regulations. I have called over a dozen churches in the area to see if any one of them could help a homeless woman get out of the cold for a night. None of them serve that function.

I let people use the computer to make a reservation, but the other day it was on a bad card and they had an elaborate facade of getting someone else to pay for the room. I know they are locals and I have to add them to my mental list of people I cannot trust. *Since initially writing this, one of the women returned and did have someone to pay for the room. I was obviously skeptical, and made her wait outside, but everything is sorted out. I kinda needed that to restore a bit of faith in humanity*

People come in and try to eat the condiments that are left out for breakfast and drink the coffee. I know that if they need to do this there is a reason, but I also know that if I let them, not only will they be back, but so will others. Once a year for someone passing through town is very different than every day for several locals.

Over and over again I am reminded of why people are unkind to others. We have had people use counterfeit money. People smoke in the rooms several times a week, even though we are a non-smoking hotel. We charge $250 cleaning fee, and the same people return, thinking they will get away with it this time. I have had many people use elaborate stories to buy time in the lobby for different reasons. Many of these stories end up screwing the hotel. I have had many people try to scam us.

While I am kind, I am not stupid. One woman stayed in the lobby for more than 8 hours trying to get hotels.com to get her reservation straight. I did what I could to help her, but of course I could not let her into a room without payment. When I left, I told the next shift to make sure that the hotel received payment before giving her a key. The next day I found out that the girl had just checked in the woman with no payment. At the time I thought that the woman was genuine and had gotten lucky with the other girl. A few months later the same woman came back with the same story.

I find myself more and more skeptical of people, and it hurts. I do find that my instincts are usually right, but I often choose to be kind until I know for sure. I probably end up with more problems as a result, but I hope that by doing so, I can help more people who truly need it. I know that when people see my kindness they know that they can push the limits more, and that is not good for me, or the business I represent.maxresdefault

I do my best to thin out those who are up to no good from those who are genuine. For every bogus story that I hear, I have heard the story in truth once before. I know that there is a fine line between doing things because they need to be done and needing something done and using excuses. Even the people who try these simple scams do it for a reason. Something about the world has made them think that either they need to lie to get what they need or that lying gets them better results. I will tell you that lying is not serving them better than telling the truth. These people get kicked out of here and other businesses a lot. They need a way to get what they need without the lies. I need a legitimate place to send people who are in this predicament. I hate having no recourse but sending them back on the street. I hate that being kind means being taken advantage of. I hate that the media has made these people into monsters.

I have lots of ideas that might help, but they all need a source of funding. Most are the thoughts of an idealist that rely on the idea of ‘Pay it Forward’ actually working. I know that it has worked in some industries, but I am still skeptical about it working as an economic model on a large scale or over the long-term.

In the end, I am more willing to do what I can to find someone a job than to give them money. I could provide the homeless with an address, a haircut, a shower, photo id, and a reference. I would even like to provide temporary housing until they could get on their feet again, maybe job training too. The job market does not look kindly on long-term unemployment and this would likely by where my idea falls apart. In theory, once the person was able to move out they would, and would re-pay us over time. I do think that treating it as credit would result in more of these people disappearing before we were able to collect anything from them, whereas allowing them to donate to us to help another person in the future would work better.

give-a-man-a-fish-and

Work & Money

Why do we work? – To earn money.

Why do we need money? – To pay for things we need and want. It seems like a simple system. But this country produces enough food and has plenty of homes for everyone.

Why don’t we meet everyone’s basic needs? – Because it takes money to pay for them. People who work feel like if they need to work for these things it would be unfair to hand them out. And it would be.

What keeps people from working? – This is a very complicated question, with many answers.

  • No-one is hiring – There are more people available to work than there are jobs available.
  • Long-term unemployment – The longer you go without a job for any of these other reasons it becomes more and more difficult to get back into the job market.
  • Housing – It is difficult to get a job without a physical address, which means that once you are homeless, you have no way to get into the workforce.
  • Family – This can mean a lot of things;
  1. Childcare would take all of your income and so it is more efficient to not work.
  2. For some people having a stay at home parent is more important than having any extra income work would provide.
  3. Some people believe in the traditional family where women stay home.
  • Job hunting – Job hunting is the least rewarding job out there. Long hours, no pay and no guarantee of success.

If we take all of this together we can make some interesting discoveries. If every person able to work in the US did work, each person would only have to work 20 hours to get the same total amount of work accomplished.

(Using numbers from 2012 for continuity)

1789 work hours per year per worker (full and part time)

52 weeks per year

1789/52.1429=34.5

34.5 work hours per week per worker

145,355,800 workers

34.5*145355800=5,014,775,100

5,014,775,100 work hours per week

243,284,000 total population eligible to work

5014775100/243284000=20.5 work hours per week per eligible worker

What keeps us from working this little? – Employers would have to pay each employee enough to live on in order for this to work. This means paying more employees each the same amount as current employees, even though each employee does little more than half as much work. (Currently doubling the minimum wage would barely get employees to a living wage for working 40 hours, depending on where you live, so this would necessitate nearly quadrupling the minimum wage to allow living on a 20 hour work week.)

Is there another way to make this possible? – The easy answer is to have government supply all necessities; food, housing, healthcare etc. This would also necessitate higher taxes. Until the haves are willing to assist in supporting the have-nots, this will not be a self-supporting system without higher pay as well.

Money is a tool created by man to assist in transactions. Nothing more. Many societies have existed without money. Because money is what is getting in our way in our what ifs; What if we eliminated money? – There are a lot of consequences to this action. First and foremost problem would be creating an initiative for people to do the work that needs to be done. For this I see many solutions.

  • Get rid of boring jobs – Wait what?! All of these calculations are done based on the amount of work that needs to get done in order for society to function, right? Kind of. All of these calculations are done based on the amount of work that needs to get done in order for our CURRENT society to run. There are many jobs that could be eliminated by automation. In our current society that is frightening to many people, because the machines would take their job and deprive them of what they need to support their family. If the necessities are taken care of, the only thing that automation would do is cut down on that total amount of work needed. Suddenly automation is helpful.
  • Cut down on the required work hours – Already we have touched on this a bit, but there is more to be done! Without money, entire sections of the job industry become irrelevant. Banking, Accountants, Financial Advisors, Lenders, Wall Street, Investors, Marketing, the list goes on.
  • Cut down on the required labor – This may seem redundant, but stick with me. Our society today runs on ‘new’. But if we were able to shift the consciousness to ‘reusable’ we would cut down on a huge part of manufacturing. It is far easier to clean and sterilize a glass bottle than to create more, even from recycled materials. If the stigma surrounding buying used clothes and furnishings were not an issue, and products were designed to last, rather than to be discarded, another sector of manufacturing gets pruned down.
  • Let people work at what interests them – The remaining jobs after the first three on this list are mostly going to be based in agriculture, creative endeavors, and research. These are the types of things that some people think of as hobbies. And if they are required to only do 20 hours or less per week of it, that is very manageable.

While having an accountability structure would probably still be necessary, I will leave those ideas for another day.

 

Update – One City Fixed Homelessness